Microfinance, over-indebtedness and climate adaptation: New evidence from rural Cambodia

Vincent Guermond, Laurie Parsons, Long Ly Vouch, Katherine Brickell, Sébastien Michiels, Grainne Faye, Milford Bateman, Giacomo Zanello, Nithya Natarajan, Fiorella Picchioni, Dalia Iskander

Research output: Other contribution


This report is part of a larger research project funded by UK Research and Innovation’s Global Challenges Research Fund entitled ‘Depleted by Debt? Focusing a gendered lens on climate resilience, credit and nutrition in Cambodia and South India’. This Cambodia-focused report shows how microfinance loans are leading to an over-indebtedness emergency that undermines borrowers’ long-term coping and adaptive capacity in a changing climate. A second Cambodia-focused report frames this debt crisis as a public health crisis, showing how both exacerbate each other and are leading to slow, chronic suffering over the longer term. Together, they offer new and compelling data on the multiple ways in which people’s aspirations for transformative climate adaptation and good health are trapped by debt.
Original languageEnglish
Publication statusPublished - Sept 2022

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