Knowledge of the albedo of polar regions is crucial for understanding a range of climatic processes that have an impact on a global scale. Light-absorbing impurities in atmospheric aerosols deposited on snow and sea ice by aeolian transport absorb solar radiation, reducing albedo. Here, the effects of five mineral aerosol deposits reducing the albedo of polar snow and sea ice are considered. Calculations employing a coupled atmospheric and snow/sea ice radiative-transfer model (TUV-snow) show that the effects of mineral aerosol deposits are strongly dependent on the snow or sea ice type rather than the differences between the aerosol optical characteristics. The change in albedo between five different mineral aerosol deposits with refractive indices varying by a factor of 2 reaches a maximum of 0.0788, whereas the difference between cold polar snow and melting sea ice is 0.8893 for the same mineral loading. Surprisingly, the thickness of a surface layer of snow or sea ice loaded with the same mass ratio of mineral dust has little effect on albedo. On the contrary, the surface albedo of two snowpacks of equal depth, containing the same mineral aerosol mass ratio, is similar, whether the loading is uniformly distributed or concentrated in multiple layers, regardless of their position or spacing. The impact of mineral aerosol deposits is much larger on melting sea ice than on other types of snow and sea ice. Therefore, the higher input of shortwave radiation during the summer melt cycle associated with melting sea ice accelerates the melt process.