How bank regulations impact efficiency and performance? / Hassan, M; Giouvris, Evangelos.

In: Journal of Financial Economic Policy, 17.11.2019.

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How bank regulations impact efficiency and performance? / Hassan, M; Giouvris, Evangelos.

In: Journal of Financial Economic Policy, 17.11.2019.

Research output: Contribution to journalArticle

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@article{54ec0e61c376459ca8aabfd1b4c754e3,
title = "How bank regulations impact efficiency and performance?",
abstract = "This study examines the impact of regulation, and other micro- and macroeconomic factors on banks' productivity growth, in an international sample of 2,155 banks from 93 countries. Results show that high capital requirements enhance productivity growth in North and Latin American banks, but not in European, African or Asian banks. Supervisory powers drive bank productivitygrowth in all regions except Europe and Central Asia. Restrictions on real estate, insurance, and securities activities impede productivity change in all Income level groups but not in High-Income Economies. Our results also show that market volatility and Z-score drive technological change and scale efficiency growth, but negatively impact pure technical efficiency.",
keywords = "Bank regulation, Supervision, Total Factor Productivity, EFFICIENCY, Basel Accords, Financial crisis impact, Financial Stability",
author = "M Hassan and Evangelos Giouvris",
year = "2019",
month = nov
day = "17",
doi = "10.1108/JFEP-06-2019-0119",
language = "English",
journal = "Journal of Financial Economic Policy",
issn = "1757-6385",
publisher = "Emerald Group Publishing Ltd.",

}

RIS

TY - JOUR

T1 - How bank regulations impact efficiency and performance?

AU - Hassan, M

AU - Giouvris, Evangelos

PY - 2019/11/17

Y1 - 2019/11/17

N2 - This study examines the impact of regulation, and other micro- and macroeconomic factors on banks' productivity growth, in an international sample of 2,155 banks from 93 countries. Results show that high capital requirements enhance productivity growth in North and Latin American banks, but not in European, African or Asian banks. Supervisory powers drive bank productivitygrowth in all regions except Europe and Central Asia. Restrictions on real estate, insurance, and securities activities impede productivity change in all Income level groups but not in High-Income Economies. Our results also show that market volatility and Z-score drive technological change and scale efficiency growth, but negatively impact pure technical efficiency.

AB - This study examines the impact of regulation, and other micro- and macroeconomic factors on banks' productivity growth, in an international sample of 2,155 banks from 93 countries. Results show that high capital requirements enhance productivity growth in North and Latin American banks, but not in European, African or Asian banks. Supervisory powers drive bank productivitygrowth in all regions except Europe and Central Asia. Restrictions on real estate, insurance, and securities activities impede productivity change in all Income level groups but not in High-Income Economies. Our results also show that market volatility and Z-score drive technological change and scale efficiency growth, but negatively impact pure technical efficiency.

KW - Bank regulation, Supervision

KW - Total Factor Productivity

KW - EFFICIENCY

KW - Basel Accords

KW - Financial crisis impact

KW - Financial Stability

U2 - 10.1108/JFEP-06-2019-0119

DO - 10.1108/JFEP-06-2019-0119

M3 - Article

JO - Journal of Financial Economic Policy

JF - Journal of Financial Economic Policy

SN - 1757-6385

ER -