Entrepreneurship and gender : differential access to finance and divergent business value. / Sauer, Robert M.; Wiesemeyer, Katharina.

In: Oxford Review of Economic Policy, Vol. 34, No. 4, 19.09.2018, p. 584-596.

Research output: Contribution to journalArticlepeer-review



In this paper we examine differences in access to finance and business value by gender. Using recent data from the German Socio-Economic Panel, instrumented linear probability models show that an increase in personal wealth substantially affects the probability of being a business owner only among females. This is indicative of differential access to finance by gender. Among business owners, fixed-effects regressions reveal that obtaining a bank loan increases mean total business value more for females than for males. Thus, possession of a bank loan appears to be a critical factor in explaining the business value gender gap.
Original languageEnglish
Pages (from-to)584-596
Number of pages13
JournalOxford Review of Economic Policy
Issue number4
Publication statusPublished - 19 Sep 2018
This open access research output is licenced under a Creative Commons Attribution-NonCommercial-NoDerivs 3.0 Unported License.

ID: 32640073